A educação financeira em um curso de orçamento e economia doméstica para professores: uma leitura da produção de significados financeiro-econômicos de indivíduos-consumidores

Abstract

This research, qualitative approach, has as its central axis the Financial Education. Our study aims to investigate the production of financial-economic meanings of nine individuals-consumers of goods and services (KISTEMANN JR., 2011), members of a society of liquid-modern consumer, in relation to activities, interviews and problem-situations presented. Starting a course of budget and domestic economy for teachers, divided into eight modules-meetings, where all are owners or housewives and actively participated in the preparation and implementation of a domestic-family budget, we discuss issues and problem situations related to consumer actions and decision-making, and provide relevant information to try to seek a better management of your personal finances, household and family through a more conscious and sustainable consumption. To conduct such research, we base ourselves in the theoretical and methodological framework of Luís Carlos Ewald, Gustavo Cerbasi, Zygmunt Bauman and Romulo Campos Lins. Our research also revealed a considerable need to reflect over these issues collectively, thus aiming at a better understanding of all aspects involved, and implement actions that can contribute to a better financial-economic formation of individuals consumers. And for that to happen, we present an "educational booklet" as an educational product that may help interested how to understand and better understand such issues related to financial planning short, medium and long term; as it is also important to have and maintain their own household budget always balanced.