Financiamento imobiliário: a Caixa Econômica Federal e a revisão do preço inicial de avaliação do empreendimento

Abstract

Given the economic crisis in Brazil and the impacts suffered by the construction industry, coupled with its relevance to the country's economy, real estate financing has gained even greater importance in the sector's development. Therefore, it is necessary to plan and control the new project. Thus, this work aims to present how the credit release process developed by Caixa Econômica Federal (CAIXA) occurs, exposing its stages and requirements for financing approval. To achieve success hiring the contract, a feasibility study is necessary to identify the viability of the project. Its purpose is to minimize the investment risk. To exemplify the theoretical foundations, a case study of a residential project in the state of Rio de Janeiro is conducted, aiming to request a new evaluation of the project in order to obtain higher financing credit. This study involves comparing housing units from companies operating in the same region with those of the project in question. In conclusion, the importance of a feasibility study for a new venture is emphasized, serving as a crucial tool in the planning phase.