Finanças pessoais e imigração: decisões financeiras dos brasileiros no condado de Burlington, Nova Jersey – EUA

Abstract

The ability to effectively manage personal finances not only strengthens individual economic stability but also plays a vital role in life choices and migration decisions, significantly shaping the financial trajectory of individuals. This study aims to understand the influence of financial education on the migration decisions of Brazilians in Burlington County, New Jersey, USA, and its impact on the progress or setback of these individuals' financial situations. Recognizing the importance of financial planning for Brazilian immigrants, a bibliographic research was conducted on the topics of financial education, financial planning, and migration. The study explores how financial education influences migration decisions, affecting financial outcomes in the pursuit of better job opportunities, quality of life, and financial security. Quantitative data were collected through an online questionnaire. The research confirms that the use of financial knowledge positively impacts the progress of immigrants but also highlights that such knowledge is superficial in a significant portion of the respondents.