Educação Financeira: uma análise das decisões financeiras dos alunos de graduação

Abstract

Financial Education is the way to a sustainable financial future. Professionals graduated in higher education courses linked to the areas of management and finance are considered to possess the ideal financial knowledge and behavior. Having this in mind, this study's general objective was to identify and analyze the way that beginner students (first, second and third periods) and final year students (seventh, eighth, ninth and tenth periods) of the Accounting Science and Economics courses at the Universidade Federal de Juiz de Fora - Governador Valadares campus organize and plan their finances. In order to meet the objective of the work, an on-line questionnaire was applied, through the Google forms tool, to a total of 443 students, 68 of whom answered and 54 answers were used. As a result, it was obtained that the students present control in relation to their personal finances and have concern about the future, however most of them acquire knowledge about this theme on their own. In addition, it was evidenced that students enter college with the expectation that the courses contribute to personal finance education, but students who are in the final stages of the course do not have a unanimous and only positive opinion about this contribution.